Future Classic Car Insurance

Lancaster Insurance, Providing Specialist Bespoke Future Classic Car Insurance for Over 30 Years!

  • Up to 40% Club Member Discounts

  • Limited Mileage Discount

  • 35+ Specialist Products on Our Panel

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Future Classic Car Insurance

Since Lancaster Insurance was founded, we have developed several exclusive future classic car insurance schemes which include specialist benefits tailored to future classic car owners and enthusiasts.

Working with carefully selected modern classic car insurance underwriters, Lancaster Insurance are able to offer you both comprehensive and bespoke insurance solutions at a suitable price.

With our wealth of experience and knowledge of the future classic car industry, we are able to quote virtually any type of classic car helping you insure your future classic car quickly, easily and cost effectively.

  • Limited Mileage Discount

  • Club Member Discounts

  • Two Year Agreed Valuation

  • Choice of repairer

  • Free EU Cover up to 90 Days

Cheap Future Classic Car Insurance can be hard to find but our passionate and dedicated team at Lancaster Insurance will do their best to find a policy that meets your demands and needs at a price to suit your budget!

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Who are Lancaster Insurance?

Lancaster Insurance has access to competitive classic car insurance and vintage car insurance schemes in the UK. If you drive a classic car, rest assured that Lancaster have the same passion for classics that you do and will endeavour to get you our best price. Our dedication to classics is also shown through our sponsorship on the Lancaster Insurance Classic Motor Show.

Why choose Lancaster for a Classic Car Insurance quote?

As a leading, reputable arranger of classic car insurance for over 30 years, you couldn’t be in safer hands. We understand your love of classics and recognise the importance they hold. A policy you get from Lancaster can represent the true value of your car and will be tailored specifically for your needs.

What vehicles can we cover?

One area we always pride ourselves on is being able to arrange insurance schemes for a vast array of classic car and vintage car models. Using our wealth of experience and knowledge of the industry, we are able to quote for virtually every vehicle available.

Additional benefits available can include*:

Agreed Valuation

Agreed Valuations provide a guaranteed pay-out for your vehicle based on its current condition and current replacement value, meaning if the worst were to happen and your vehicle is stolen or written off you can replace the vehicle with another vehicle in a similar condition and value rather than taking the chance of being paid ‘market value’. Market value on a classic or specialist vehicle can be considerably less than your vehicle may be worth as ‘market value’ doesn’t consider restoration costs, modifications, rarity or provenance and ‘market value’ isn’t specific to your vehicle where an agreed valuation policy is.

Club Member Discount *

Being a member of an owner’s club and true enthusiast, can provide extra discounts against your insurance. Our insurers believe owners clubs members give their vehicle more love, care and attention so they may reward you with extra discounts on this basis.

Limited Mileage Insurance

Often a Classic Car will be on the road less than your everyday vehicle often only being used at the weekend, holidays and high days and our insurers often reward you with extra discount for ‘limited mileage’ on this basis.

Modified Classic Insurance

We understand Classic Car owners and enthusiasts either want to or need to modify their vehicle for numerous reasons and our insurers accept most modifications you can think of from something as simple as fitting more modern alloy wheels to replacing the engine with a larger ‘cc’ engine to get that extra horsepower for the longer journeys or maybe because your engine seized, Lancaster can offer cover for most modifications.

Choice of Repairer Option

Lancaster Insurance Services are partnered with several Classic Car insurers who will allow you to choose your own repairer in the event of accident where your Classic Car needs repairing rather than you needing to use the insurers approved repairer (subject to terms & conditions set by the insurer). This option allows Classic Car owners to take their vehicle for repair to the garage who may be restored the vehicle for you, or you can take it to a local garage who work on your vehicle regularly for you so they can carry out the work for you providing you that extra peace of mind if the worst were to occur.

Laid Up Cover

If you are working on your latest Classic Car restoration project and are concerned about theft or accidental damage cover for your vehicle whilst the work is carried out, you’ll be pleased to know you can protect your vehicle whilst it’s off the road in a garage or parked on your driveway and often premiums are cheaper than ‘on road’ cover as there is no third-party liability needed whilst the vehicle is off road (terms and conditions apply).