Classic Car Insurance

Could you save money on your Classic Car Insurance with Lancaster Insurance?

Classic Car Club Members considered from 17 year of age*
Up to 12,000 Miles per annum on Classic Cars*
Earn No Claims Bonus on Classic Cars*
Business Use for Classic Cars*
Up to 2 year Agreed Valuations**

Classic Car Insurance

Lancaster Insurance Services have been insuring specialist Classic Cars and Classic Vehicles Since 1984 and have developed insurance schemes that can include an array of specialist benefits we can tailor to most Classic Car or Classic Vehicle enthusiasts needs.

Working with carefully selected Specialist Classic Car and Classic Vehicle insurance underwriters, Lancaster Insurance Services are confident we can offer insurance cover to suit almost all Classic Car and Classic vehicle owners needs hopefully at a price that meets your budget.

With Lancaster Insurance Services wealth of experience and knowledge of the Classic Car insurance industry, we can offer cover quickly, easily, and hopefully cost effectively for you, our cover can include benefits such as*:

Classic Car Club Members insured from 17 years of age*
Up to 12,000 Miles per annum on Classic Cars*
Earn ‘No Claims Bonus’ on a Classic Car*
Up to 2 year Agreed Valuations**
Business Use for Classic Cars*

* Policy benefits, features and discounts offered may vary between insurance schemes or cover selected and are subject to underwriting criteria.

** An additional charge may be payable

Classic Car or Classic Vehicle insurance that includes the correct cover you need at an affordable price can be hard to find however Lancaster Insurance Services passionate and dedicated team, will do their very best to find a policy that meets your demands and needs hopefully at a price that suits.

Quick Quote

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Why choose Lancaster for a Classic Car or Classic Vehicle insurance quote?

Lancaster Insurance Services was founded in 1984 to provide ‘limited mileage’ insurance policies for specialist Vehicles to the UK Car insurance market, and you can rest assured we still have the same passion for insuring Classic Cars & Classic Vehicles we did back in 1984.

Lancaster Insurance Services also sponsor the annual Classic Motor Show at the NEC in Birmingham each year further displaying our continued and long-term commitment to the world of the Classic Car and Classic Vehicle enthusiast!

Whatever the model of Classic Lancaster Insurance Services shares your passion for all things Classic and can tailor insurance cover to suit most enthusiasts needs so why not give us a try?

Additional benefits available can include*:

Agreed Valuation

Agreed Valuations provide a guaranteed pay-out for your vehicle based on its current condition and current replacement value, meaning if the worst were to happen and your vehicle is stolen or written off you can replace the vehicle with another vehicle in a similar condition and value rather than taking the chance of being paid ‘market value’. Market value on a classic or specialist vehicle can be considerably less than your vehicle may be worth as ‘market value’ doesn’t consider restoration costs, modifications, rarity or provenance and ‘market value’ isn’t specific to your vehicle where an agreed valuation policy is.

Club Member Discount *

Being a member of an owner’s club and true enthusiast, can provide extra discounts against your insurance. Our insurers believe owners clubs members give their vehicle more love, care and attention so they may reward you with extra discounts on this basis.

Limited Mileage Insurance

Often a Classic Car will be on the road less than your everyday vehicle often only being used at the weekend, holidays and high days and our insurers often reward you with extra discount for ‘limited mileage’ on this basis.

Modified Classic Insurance

We understand Classic Car owners and enthusiasts either want to or need to modify their vehicle for numerous reasons and our insurers accept most modifications you can think of from something as simple as fitting more modern alloy wheels to replacing the engine with a larger ‘cc’ engine to get that extra horsepower for the longer journeys or maybe because your engine seized, Lancaster can offer cover for most modifications.

Choice of Repairer Option

Lancaster Insurance Services are partnered with several Classic Car insurers who will allow you to choose your own repairer in the event of accident where your Classic Car needs repairing rather than you needing to use the insurers approved repairer (subject to terms & conditions set by the insurer). This option allows Classic Car owners to take their vehicle for repair to the garage who may be restored the vehicle for you, or you can take it to a local garage who work on your vehicle regularly for you so they can carry out the work for you providing you that extra peace of mind if the worst were to occur.

Laid Up Cover

If you are working on your latest Classic Car restoration project and are concerned about theft or accidental damage cover for your vehicle whilst the work is carried out, you’ll be pleased to know you can protect your vehicle whilst it’s off the road in a garage or parked on your driveway and often premiums are cheaper than ‘on road’ cover as there is no third-party liability needed whilst the vehicle is off road (terms and conditions apply).