Classic Tractor Insurance

Could you be saving money on Classic Tractor Insurance with Lancaster Insurance?

  • Up to 40% Club Member Discounts

  • Limited Mileage Discount

  • 35+ Specialist Products on Our Panel

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Classic Tractor Insurance

Since 1984 Lancaster Insurance Services have been insuring specialist Classic Cars and have developed insurance schemes which can include specialist benefits tailored to Classic Morgan Car owners and enthusiasts needs.

Working with carefully selected Classic Morgan Car insurance underwriters, Lancaster Insurance Services are confident we can offer the right insurance cover for to suit most Classic Morgan Car owners and enthusiasts needs, hopefully at a price that meets your budget.

With Lancaster Insurance Services wealth of experience and knowledge of the Classic Car insurance industry, we can offer cover for most Classic Morgan Car owners and enthusiasts needs quickly, easily, and hopefully cost effectively for you, our cover can include benefits such as*:

  • Limited Mileage Discounts

  • Club Member Discounts

  • Up to Two Year Agreed Valuation **

  • Choose Your Own Repairer Option

  • Static SHOW cover including public liability

* Policy benefits, features and discounts offered may vary between insurance schemes or cover selected and are subject to underwriting criteria.

** An additional charge may be payable

Classic Morgan Car Insurance that includes the correct cover you need at an affordable price can be hard to find however Lancaster Insurance’s passionate and dedicated team, will do their very best to find a policy that meets your demands and needs hopefully at a price that suits so why not give us a try?

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Why choose Lancaster for a Classic Morgan Car insurance quote?

Lancaster Insurance Services was founded in 1984 to provide ‘limited mileage’ insurance policies for Specialist Classic Cars to the UK Car insurance market such as Classic Morgan Car and you can rest assured Lancaster Insurance Services still have the same passion for insuring Classic Cars, we did back in 1984. Whether you’re insuring an early Morgan 3 Wheeler from the early 1900’s or Plus 8 from the early 2000’s we share your passion for all Classic Morgan’s and can tailor insurance cover to suit most Classic Morgan Car owners and enthusiasts needs so why not give us a try?

Additional benefits available can include*:

Agreed Valuation

Agreed valuations are available with most Classic Morgan Classic Car insurance policies Lancaster Insurance Services sell (subject to underwriting criteria).

If available purchasing an Agreed Valuation allows you to have your Classic Morgan ‘valued’ by our independent valuers and a certificate of valuation (£) valid for up to 2 years issued to you meaning you know what your pay-out (£) would be for your Classic Morgan in the event of a total loss (less any policy excess) prior to a total loss occurring.

Having an Agreed Valuation in place on your policy based on your Classic Morgan Car current condition and current replacement value means if the worst where to happen you can hopefully replace your Classic Morgan with another Morgan in a similar condition and value rather than taking the chance of being paid ‘market value’ for your vehicle. Market value could be considerably less than your Classic Morgan Car was worth this is because ‘market value’ does not consider any restoration costs, modifications, rarity, or provenance and ‘market value’ isn’t specific to your Classic Morgan Car where an agreed valuation policy is.

Car Club Member Discounts

Being a member of a Morgan owners club (or other Classic Owners Club) and as a true Morgan enthusiast our insurers provide extra discount because owners club members historically have less claims than non-club members, so our insurers provide extra discount on this basis, plus you get all the benefits your owners club provides, win, win!

Limited Mileage Insurance

Often a Classic Morgan will be used on the road less than your everyday vehicle often only being used at the weekend, holidays and high days and our insurers often reward you with extra discount for ‘limited mileage’ on this basis.

Choice of Repairer Option

Lancaster Insurance Services are partnered with several Classic Morgan Car insurers who will allow you to choose your own repairer in the event of accident where your Classic Morgan Car needs repairing rather than you needing to use the insurers approved repairer (subject to terms & conditions set by the insurer). This option allows Classic owners and enthusiasts to take their vehicle for repair to the garage who maybe restored the vehicle for you or take it to a local garage who work on the vehicle regularly for you so they can carry out the work for you providing you that extra peace of mind if the worst were to occur.

Laid Up Cover

If you are working on a Classic Morgan restoration project and you’re concerned about theft or accidental damage cover to your vehicle whilst the work is carried out, you’ll be pleased to know you can protect your vehicle whilst it’s off the road in a garage or parked on your driveway. Often ‘laid up cover’ premiums are cheaper than ‘on road’ cover as there is no third-party liability needed whilst the vehicle is off road being restored (terms and conditions apply)