Modified Classic Car Insurance

Could you be saving money on Modified Classic Car Insurance with Lancaster Insurance?

  • Up to 2 year Agreed Valuations **

  • Choose Your Own Repairer Option

  • Extensively Modified Classic Vehicles Covered

Get a
Quick Quote
Call for a Quote
01480 484 852
Trustpilot

Modified Classic Car Insurance

Lancaster Insurance Services have been insuring Modified Classic Cars and Modified Vehicles since 1984 and have developed many different modified car and vehicle Insurance products over those years with a carefully selected panel of insurers.

With Lancaster Insurance Services wealth of experience and knowledge of the Modified Classic Car and Classic Vehicle insurance industry, we can offer cover for most Modified Car and vehicle enthusiasts needs offering benefits such as*:

  • Limited Mileage Discount

  • Owners Club Member Discount

  • Up to 2 Year Agreed Valuations **

  • Choice of Repairer Option

  • Static SHOW cover including public liability

* Policy benefits, features and discounts offered may vary between insurance schemes or cover selected and are subject to underwriting criteria.

** An additional charge may be payable

Modified Classic Car insurance that includes the correct cover you need at an affordable price can be hard to find however Lancaster Insurance’s passionate and dedicated team, will do their very best to find a policy that meets your demands and needs hopefully at a price that suits so why not give us a try?

Quick Quote

Please provide us with a few details

Name(Required)

By submitting this form, you agree to our Privacy Policy

This field is for validation purposes and should be left unchanged.
Trustpilot

Why choose Lancaster for a Modified Classic Car insurance quote?

Lancaster Insurance Services was founded in 1984 to provide ‘limited mileage’ insurance policies for specialist Vehicles to the UK Car insurance market such as Modified Classic Cars, and you can rest assured Lancaster Insurance Services still have the same passion for insuring Modified Classic Cars as we did back in 1984. Whether your Modified Classic Car is an Austin Mini or a modified E Type Jaguar we share your passion for all modified Classic Cars and Lancaster can tailor insurance cover to suit most Modified Classic Car owners and enthusiasts needs so why not give us a try?

Additional benefits available can include*:

Agreed Valuation

Agreed Valuations provide a guaranteed pay-out for your vehicle based on its current condition and current replacement value, meaning if the worst were to happen and your vehicle is stolen or written off you can replace the vehicle with another vehicle in a similar condition and value rather than taking the chance of being paid ‘market value’. Market value on a classic or specialist vehicle can be considerably less than your vehicle may be worth as ‘market value’ doesn’t consider restoration costs, modifications, rarity or provenance and ‘market value’ isn’t specific to your vehicle where an agreed valuation policy is.

Club Member Discount *

Being a member of an owner’s club and true enthusiast, can provide extra discounts against your insurance. Our insurers believe owners clubs members give their vehicle more love, care and attention so they may reward you with extra discounts on this basis.

Limited Mileage Insurance

Often a Classic Car will be on the road less than your everyday vehicle often only being used at the weekend, holidays and high days and our insurers often reward you with extra discount for ‘limited mileage’ on this basis.

Modified Classic Insurance

We understand Classic Car owners and enthusiasts either want to or need to modify their vehicle for numerous reasons and our insurers accept most modifications you can think of from something as simple as fitting more modern alloy wheels to replacing the engine with a larger ‘cc’ engine to get that extra horsepower for the longer journeys or maybe because your engine seized, Lancaster can offer cover for most modifications.

Choice of Repairer Option

Lancaster Insurance Services are partnered with several Classic Car insurers who will allow you to choose your own repairer in the event of accident where your Classic Car needs repairing rather than you needing to use the insurers approved repairer (subject to terms & conditions set by the insurer). This option allows Classic Car owners to take their vehicle for repair to the garage who may be restored the vehicle for you, or you can take it to a local garage who work on your vehicle regularly for you so they can carry out the work for you providing you that extra peace of mind if the worst were to occur.

Laid Up Cover

If you are working on your latest Classic Car restoration project and are concerned about theft or accidental damage cover for your vehicle whilst the work is carried out, you’ll be pleased to know you can protect your vehicle whilst it’s off the road in a garage or parked on your driveway and often premiums are cheaper than ‘on road’ cover as there is no third-party liability needed whilst the vehicle is off road (terms and conditions apply).