Modified Classic Car Insurance

Could you be saving money on Modified Classic Car Insurance with Lancaster Insurance?

  • Up to 2 year Agreed Valuations **

  • Choose Your Own Repairer Option

  • Extensively Modified Classic Vehicles Covered

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Modified Classic Car Insurance

Since 1984 Lancaster Insurance Services have been insuring specialist vehicles and have developed insurance schemes which can include specialist benefits tailored to Modified Classic Car owners and enthusiasts needs.

Working with carefully selected Modified Classic Car insurance underwriters, Lancaster Insurance Services are confident we can offer the right insurance cover for to suit most Modified Classic Car owners and enthusiasts needs and hopefully at a price that meets your budget.

With Lancaster Insurance Services wealth of experience and knowledge of the Modified Classic Car insurance industry, we can offer cover for most Modified Classic Car owners and enthusiasts needs quickly, easily, and hopefully cost effectively for you, our cover can include benefits such as*:

  • Limited Mileage Discount

  • Owners Club Member Discount

  • Up to 2 Year Agreed Valuations **

  • Choice of Repairer Option

  • Static SHOW cover including public liability

Policy benefits, features and discounts offered on this page may vary between insurance schemes or cover selected and are subject to underwriting criteria. Some policy benefits may be at an additional charge.

Modified Classic Car insurance that includes the correct cover you need at an affordable price can be hard to find however Lancaster Insurance’s passionate and dedicated team, will do their very best to find a policy that meets your demands and needs hopefully at a price that suits so why not give us a try?

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Why choose Lancaster for a Modified Classic Car insurance quote?

Lancaster Insurance Services was founded in 1984 to provide ‘limited mileage’ insurance policies for specialist Vehicles to the UK Car insurance market such as Modified Classic Cars, and you can rest assured Lancaster Insurance Services still have the same passion for insuring Modified Classic Cars as we did back in 1984. Whether your Modified Classic Car is an Austin Mini or a modified E Type Jaguar we share your passion for all modified Classic Cars and Lancaster can tailor insurance cover to suit most Modified Classic Car owners and enthusiasts needs so why not give us a try?

Additional benefits available can include*:

Agreed Valuation **

Agreed valuations are available with certain Modified Classic Car policies Lancaster Insurance Services sell and the inclusion of this benefit is dependent on your Modified Classic Cars age, type of insurance you want and the insurer you choose.

If available purchasing an Agreed Valuation allows you to have your Modified Classic Car ‘valued’ by our independent valuers and a certificate of valuation (£) valid for up to 2 years issued to you meaning you know what your pay-out (£) would be for your Modified Classic Car in the event of a total loss (less any policy excess) prior to a total loss occurring.

Having an Agreed Valuation in place on your policy based on your Modified Classic Cars condition and its current value for replacement means if the worst where to happen you can replace your vehicle with another Modified Classic Car in a similar condition and value rather than taking the chance of being paid ‘market value’ for your vehicle. Market value could be considerably less than your Modified Classic Car was worth this is because ‘market value’ does not consider any restoration costs, the modifications fitted, rarity or provenance and ‘market value’ isn’t specific to your one off Modified Classic Car where an agreed valuation policy is.

Club Member Discounts

Being a member of a Modified Classic Car owners club as a true Modified Classic Car enthusiast provides extra discounts, as Car owners club members historically have less claims, so our insurers provide extra discount on this basis, plus you get all the benefits your owners club provides, win, win!

Limited Mileage Insurance

Often a Modified Classic Car will be on the road less than your everyday vehicle often only being used at the weekend, holidays and high days and our insurers often reward you with extra discount for ‘limited mileage’ on this basis.

Choice of Repairer Option

Lancaster Insurance Services are partnered with several Modified Classic Car insurers who will allow you to choose your own repairer in the event of accident where your Modified Classic Car needs repairing rather than you needing to use the insurers approved repairer (subject to terms & conditions set by the insurer). This option allows Modified Classic Car owners to take their vehicle for repair to the garage who may be restored the vehicle for you, or you can take it to a local garage who work on your vehicle regularly for you so they can carry out the work for you providing you that extra peace of mind if the worst were to occur.

Laid Up Cover

If you are working on your latest Modified Classic Car project and are concerned about theft or accidental damage cover for your vehicle whilst the work is carried out, you’ll be pleased to know you can protect your vehicle whilst it’s off the road in a garage or parked on your driveway and often premiums are cheaper than ‘on road’ cover as there is no third-party liability needed whilst the vehicle is off road (terms and conditions apply)