Classic Lorry Insurance

Could you be saving money on Classic Lorry Insurance with Lancaster Insurance?

  • Up to 2 year Agreed Valuation **

  • Static Show Cover Including Public Liability

  • Up to 25% Club Member Discount & Limited Mileage Discounts Available!

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Classic Lorry Insurance

Since 1984 Lancaster Insurance Services have been insuring specialist Classic vehicles and have developed exclusive Classic Lorry, LGV and HGV insurance schemes which can include specialist benefits tailored to a Classic Lorry owners and enthusiasts needs.

Working with carefully selected Classic Lorry insurance underwriters, Lancaster Insurance Services are confident we can offer the right insurance cover for to suit most Classic Lorry and LGV enthusiasts needs and hopefully at a price that meets your budget.

With Lancaster Insurance Services wealth of experience and knowledge of the Classic HGV insurance industry, we can offer cover for most Classic Lorry, LGV and HGV owners and enthusiasts needs quickly, easily, and hopefully cost effectively for you, our cover can include benefits such as*:

  • Limited Mileage Discount

  • Owners Club Member Discount

  • Up to 2 Year Agreed Valuations **

  • Choice of repairer option

  • Static SHOW Cover Including Public Liability

* Policy benefits, features and discounts offered may vary between insurance schemes or cover selected and are subject to underwriting criteria.

** An additional charge may be payable

Classic Lorry Insurance that includes the correct cover you need at an affordable price can be hard to find however Lancaster Insurance’s passionate and dedicated team, will do their very best to find a policy that meets your demands and needs hopefully at a price that suits so why not give us a try?

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Why choose Lancaster for a Classic Lorry & LGV insurance quote?

Lancaster Insurance Services was founded in 1984 to provide ‘limited mileage’ insurance policies for specialist Classic Vehicles to the UK Car insurance market, and you can rest assured Lancaster Insurance Services still have the same passion for insuring specialist Classic HGV’s as we did back in 1984.

Whether your Classic Lorry, LGV or HGV is a standard UK Classic Vehicle or a imported and modified Classic Vehicle we share your passion and can tailor insurance cover to suit most Classic HGV owners and enthusiasts needs so why not give us a try?

Additional benefits available can include*:

Static SHOW cover including public liability

Show cover allows you to have peace of mind when choosing to display your Classic HGV at a Classic HGV or Car show as the cover includes public liability insurance so you can rest assured if anything went wrong and a member of the public got injured through you displaying your Classic HGV that your insurer will cover the claim and you will also be covered for any damages to your vehicle caused by the public to your vehicle whilst displaying it.

Agreed Valuation

Agreed valuations are available with all true Classic HGV policies Lancaster Insurance Services sell and the inclusion of this benefit is dependent on a vehicles age, type of insurance you want and the insurer you choose.

Purchasing an Agreed Valuation allows you to have your vehicle ‘valued’ by our independent valuers and a certificate of valuation (£) valid for up to 2 years issued to you meaning you know what your pay-out (£) would be for your Classic HGV in the event of a total loss (less any policy excess) prior to a total loss occurring.

Having an Agreed Valuation in place on your policy based on your Classic HGV’s condition and its current replacement value and means if the worst where to happen you can replace your vehicle with another Classic HGV in a similar condition and value rather than taking the chance of being paid ‘market value’ for your vehicle. Market value can be considerably less than your vehicle was worth this is because ‘market value’ doesn’t take into account any restoration costs, modifications fitted, provenance and ‘market value’ isn’t specific to your vehicle where an agreed valuation policy is.

Limited Mileage Insurance

Often a true Classic HGV will be on the road much less than your everyday vehicles often only being used at the weekend, holidays, shows and high days and our insurers reward you with extra discount for ‘limited mileage’ on this basis.

Car Club Member Discounts

Being a member of a Classic HGV or Classic Car owner’s club as a true Classic HGV enthusiast provides extra discounts, as true enthusiasts and Classic Car club members historically have less claims, so our insurers provide extra discount on this basis, plus you get all the benefits your owners club provides, win, win!

Choice of Repairer

Lancaster Insurance Services are partnered with Classic HGV insurers who will allow you to choose your own repairer in the event of accident where your Classic HGV needs repairing rather than you needing to use the insurers approved repairer (subject to terms & conditions set by the insurer). This option allows Classic HGV owners and enthusiasts to take their vehicles for repair to the garage / restorer of the vehicle or to a local garage who might work on the vehicle regularly so they can carry out the work for you providing you that extra peace of mind if the worst were to occur.