Agreed Value Classic Car Insurance

Could you be saving money on Agreed Value Car Insurance with Lancaster Insurance?

  • Up to 40% Club Member Discounts

  • Limited Mileage Discount

  • 35+ Specialist Products on Our Panel

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Agreed Value Classic Car Insurance

Lancaster Insurance Services have been insuring Classic Cars & Specialist Classic Vehicles since 1984 on an ‘agreed value’ basis and have developed many Classic insurance schemes which can offer benefits designed to suit most Classic Car and Classic Vehicle owners needs.

Lancaster Insurances Services wealth of knowledge and experience in the Agreed Value Classic Car Insurance market means we can provide insurance cover for most types of Classic Car over 15 years of age with an Agreed Value in place and offering benefits such as *:

  • Up To 2 Year Agreed Valuation **

  • Limited Mileage Discount

  • Owners Club Member Discount

  • Choose Your Own Repairer Option

  • Static Show & Display Cover

* Policy benefits, features and discounts offered may vary between insurance schemes or cover selected and are subject to underwriting criteria.

** An additional charge may be payable

Agreed Value Classic Car Insurance that includes the correct cover you need at an affordable price can be hard to find however Lancaster Insurance’s passionate and dedicated team, will do their very best to find a policy that meets your demands and needs hopefully at a price that suits so why not give us a try?

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Who are Lancaster Insurance?

Lancaster Insurance Services was founded in 1984 to provide ‘Limited Mileage Agreed Value’ insurance policies to the UK Classic Car insurance market, and you can rest assured Lancaster Insurance Services still have the same passion for Insuring Classic Cars as we did back in 1984 hence the reason Lancaster sponsor the annual Classic Motor Show at the NEC Birmingham annually displaying our long term commitment to the world of the classic car enthusiast!

Why choose Lancaster for an Agreed Value Classic Car Insurance quote?

As a provider of Classic Car Agreed Value Insurance since 1984 and currently sponsoring the Classic Motor Show at the NEC Birmingham annually and having developed a strong panel of insurers and products since 1984 Lancaster can offer insurance cover that meets most Classic Car enthusiasts demands and needs at a price to suit most budgets. We believe our track record since 1984 makes Lancaster Insurance Services a broker you can trust with your pride and joy insured on an Agreed Value basis.

What vehicles can Lancaster Insurance Services cover?

Lancaster Insurance Services can provide Agreed Value Classic Car Insurance cover for almost any Classic Car, and we can insure everything from a pre-war car through to a modern classic car of 15 years of age with an Agreed Value (subject to underwriting criteria), so if you have a standard Classic Car or you’ve got a highly modified or rare Classic Car give us a try as Lancaster Insurance Services can insure almost any Classic Car with an Agreed Value.

Additional benefits available can include*:

Agreed Valuation

Agreed Valuations provide a guaranteed pay-out for your vehicle based on its current condition and current replacement value, meaning if the worst were to happen and your vehicle is stolen or written off you can replace the vehicle with another vehicle in a similar condition and value rather than taking the chance of being paid ‘market value’. Market value on a classic or specialist vehicle can be considerably less than your vehicle may be worth as ‘market value’ doesn’t consider restoration costs, modifications, rarity or provenance and ‘market value’ isn’t specific to your vehicle where an agreed valuation policy is.

Club Member Discounts

Being a member of an owner’s club can provide extra discounts against your insurance. Our insurers believe owners clubs members give their vehicle more love, care and attention so they may reward you with extra discounts on this basis.

Limited Mileage Insurance

Often an Agreed Value Classic Car will be driven on the road less than your everyday vehicle often only being used at the weekend, holidays and high days and our insurers often reward you with extra discount for ‘limited mileage’ on this basis.

Choice of Repairer Option

Lancaster Insurance Services are partnered with several Agreed Value Classic Car insurers who will allow you to choose your own repairer in the event of accident where your car needs repairing, instead of you needing to use the insurers approved repairer (subject to terms & conditions set by the insurer). This option allows Classic Car owners to take their vehicle for repair to the garage who may have restored the vehicle for you or you can take it to your local garage who may work on the vehicle regularly for you so they can carry out the work for you providing you that extra peace of mind if the worst were to occur. (terms and conditions apply)

Laid Up Cover (no agreed valuation available)

If you are working on restoring your latest Classic Car project and are concerned about theft or accidental damage cover for your vehicle whilst the work is carried out, you’ll be pleased to know you can protect your car or vehicle whilst it’s off the road in a garage or parked on your driveway and often premiums are cheaper than ‘on road’ cover as there is no third-party liability needed whilst the vehicle is off road (terms and conditions apply).